Regional Payments Aggregator – Multi-Rail Integration
The Challenge
The client aimed to unify multiple regional payment providers (mobile money, QR codes, and bank APIs) into a single API layer to streamline merchant acceptance and reduce technical complexity. Fragmented local integrations created high maintenance overhead and limited scalability.
Our Solution
Saasential engineered a multi-rail aggregator API that standardizes mobile money, QR, and card payments across countries. The system includes real-time transaction validation, settlement logic, and a secure dashboard for merchants. Built for reliability in bandwidth-limited environments.
Development Process
Requirements & Market Analysis for Local PSPs
Conducted extensive research on regional payment service providers, regulatory requirements, and market-specific technical constraints.
Unified API Design with Security Layer
Designed a standardized RESTful API with robust authentication, encryption, and fraud prevention mechanisms suitable for various local payment methods.
Integration with Flutterwave, Airtel, and Custom QR APIs
Built connectors for multiple payment providers including Flutterwave, Airtel Money, and various QR code systems with fallback mechanisms.
Dashboard Development & Testing
Developed merchant dashboard with real-time transaction monitoring, settlement tracking, and reporting capabilities optimized for low-bandwidth environments.
Pilot Deployment & Continuous Support
Launched pilot program with select merchants, monitored performance metrics, and provided ongoing technical support and optimization.
Measurable Results
Regional QR Payments Processing
Successfully processed live regional QR payments across multiple countries with 99.7% uptime and sub-second response times.
Simplified Merchant Integration
Reduced merchant integration complexity from managing 5+ separate APIs to a single unified endpoint, cutting integration time by 75%.
Scalable Regional Foundation
Created a scalable foundation supporting regional expansion and regulatory compliance across multiple jurisdictions with modular architecture.